Do you have a Target REDCard? I’m afraid to say I’m probably one of the only folks who does not have one (with no intent to!) I have my own personal reasons – but if you shop frequently at Target and DON’T have one, it’s something to consider.
The Red Card works as a debit and a credit card – if you use as a debit, it will draw from your existing checking account as it is linked to your checking with secure PIN access. You have no annual fee and can cash withdrawal up to $40 at checkout in store.
The card will score you an additional 5% off your purchase every day at Target (online too!), and FREE shipping at Target.com – you will also score 30 days extra for returns as well.
Even better, 1% of your purchases made by using the Red Card will be donated to your favorite school – you can indicate your choice of school once you activate your card.
You can get started by registering for the card on the Target site; come back to activate your card and set your preferences prior to shopping.